Financial Information
It is our goal at Northern Oral Surgery & Implant Center to provide you with the finest care at the most reasonable cost possible.
Please understand that you are fully responsible for all fees charged by our office regardless of your insurance coverage.
Our practice accepts cash, checks, credit cards (Visa, MasterCard, Discover, American Express, CareCredit), and Cherry Pay!
CareCredit: You can use this service interest free for 6 months with a minimum of $200 financed, or 12 months with a minimum of $2,000 financed. You can apply online (https://www.carecredit.com/go/
Cherry Pay: Choose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you’re approved for financing, you can use your funds immediately. Apply online at: pay.withcherry.com/northern-oral-surgery–implant-center
Starting June 19, 2026, a 3% surcharge will be applied to all credit card transactions. This adjustment aligns with our cost of acceptance and helps us manage rising processing and business expenses. Please note, this surcharge will not apply to debit, HSA, or pre-paid credit card transactions.
Insurance
If you have insurance and would like our office to submit claims on your behalf, we
will be happy to do so as a courtesy to you; however, we will need your correct insurance
information on the day of the evaluation. If the cards are not presented, or the information
given is incomplete or incorrect, we will assume you have no coverage.
If you have dental insurance, we will submit a predetermination of benefits request to your
insurance. If we have received a pretreatment estimate from your insurance provider, the
patient responsibility amount will be due on the day of surgery. If we have not received a
pretreatment estimate from your insurance provider, payment is expected in full. Payment is due at the time service is rendered. If payment in full is not possible, surgeries will be
scheduled once a pretreatment estimate has been received from your insurance carrier.
Please note that some dental plans require a predetermination to be on file prior to
services being rendered. We are only able to submit predeterminations to dental insurance. If only medical insurance is available, certain services may be submitted after they have occurred. If payment in full has been made, we will refund you for any payments received by your insurance on any of the services rendered.
Most insurance companies will respond to your claim for payment within four weeks. If you
have coverage with multiple plans, this timeline will increase as we can only bill one policy at a time. Please call our office if your statement does not reflect your insurance payment(s). Any remaining balance, after your insurance has paid, is your responsibility. We will send you a monthly statement and your prompt remittance is appreciated.
Please note: if there is any balance for services rendered this should be paid within 30 days. If your account goes over 60 days, it will be turned over to a collection agency and you are responsible for their charges.
Rights if in Default
Northern Oral may accept late payments, partial payments, or any
payments marked as being paid in full or as being in settlement of any dispute without losing any of its rights to collect the full amount due and owing. Patient, or the responsible party, if patient is under 18, assumes full responsibility for payment of services, supplies, finance charges, collection and/or attorneys’ fees required or incurred in the collection of this account. Collection fees and/or attorneys’ fees can be 33% to 50% of outstanding balance.
Extensive Appointments
For our patients with longer appointment time blocks, and for those
whose surgery must be performed in a hospital setting, payment will be due two weeks prior to the surgery day (as opposed to on the day of surgery). If one of these extensive appointments needs to be canceled, notification is due to our office at least 4 business days prior to the scheduled surgery date.
Cancellation of Appointments
Your appointment time has been reserved for you. We require at least 24 hours’ notice when canceling an appointment. This practice reserves the right to dismiss patients with excessive canceled appointments.
If you have questions regarding your account, please call our office.